Most of us would say…”I’m planning to do something, just not right now.” This is typical of many people who may have every intention of addressing this issue at some point in the future, just not right now. However, it is not enough that people are planning on doing it, what matters is that they actually follow through and do it. There’s an old saying about good intentions. Many a person has procrastinated until all of the best options that were available to them no longer exist. This myth is particularly dangerous because it is so easy to make ourselves believe that since we are planning to address this issue eventually, we can just relax and not worry about it now. We lull ourselves into a state of complacency and by the time we get around to addressing it, either our health has changed and purchasing long-term care insurance is no longer an option, or we waited so long that the cost of the insurance is considerably higher.

There is a well-known quote that states, “We have met the enemy, and he is us.” When it comes to purchasing long-term care insurance and this particular myth, we are our our own worst enemy. We mean well, but often decieve ourselves by believing that we are just waiting for the“right time” and then we will deal with this issue. Unfortunately, because of our powers of denial and procrastination combined with life’s unexpected circumstances such as changes in health, the “right time” never comes for most people.

Don’t procrastinate and find yourself among those who had planned on doing something but never quite got around to it and must now live the rest of their lives wishing they could turn back the hands of time. It is too late for them, but it may not be for you!