The cost of home care, assisted living and nursing home care in Scottsdale, Arizona has increased over the previous year according to an analysis conducted by Ernie Bobel, a long-term care insurance professional.

 Nationally the average hourly rate for a home health aide is $21, a 4.7 percent increase from the previous year, according to the yearly study conducted by the American Association for Long-Term Care Insurance. The average monthly rate for assisted living communities increased 2 percent to $3,100 and a private room in a skilled nursing facility now averages $220, up $10 from the previous year.

Costs for home care in Scottsdale, Arizona will range from $18 per-hour to $22 depending on the level of care needed explains Bobel.   Most people who require home care pay for several hours of care daily.

Costs for nursing home care in Scottsdale can range from $5400 per month to $7400.   All costs for care locally are rising and people need to prepare today so that a future need for care won’t wipe out a lifetime’s worth of savings.

The national average for one year in a private nursing home is $80,300 according to the Association study. Local skilled nursing home costs will vary but one thing is certain, they never decrease.

People tend to think they will never need long term care. Unfortunately when they do need it they are not prepared. With long term care insurance you can take control and be prepared. It helps you retain your independence, preserve your quality of life, stay at home as long as possible, protect your assets and savings and avoid burdening friends and family.

As life expectancies increase, there is a greater chance that people will require long term care.  According to an AARP study, only half of people say they “feel very or fairly prepared if they suddenly required long term care for an indefinite period of time.” 

If you are among the half that do not feel prepared, knowledgeable long-term care insurance agent, Ernie Bobel offers free, no obligation information that can help you plan and reach a decision regarding your future. 

To learn about ways to reduce the cost for long-term care insurance or to obtain a no obligation quote, contact Ernie Bobel at EHB Insurance Group by calling 602.617.4770 / 877.441.4714. Or visit the EHB Insurance Group website.

Bobel is a member of the American Association for Long-Term Care Insurance the national organization for leading insurance and financial professionals committed to educating consumers on the importance of planning.